owed€
Check your handle

Memecoin fees → X accounts → anywhere

81% of X can't get X Money.1 Everyone can get Owed.

Fans launch a coin for a creator. Every trade sends part of the fee to that creator's X account. The creator logs in with X and claims it in euros, wherever they live.

Check your handle Launch a coin for someone
owed Example
IOU Nº 000342
To
@yourname
From
$YOURCOIN traders
Trades
1,204
Creator fees
€427.73
Your 80%€342.18
StatusWaiting for you
Log in with X to claim
557M1

people use X every month

104M1

of them live in the US, the only country with X Money

81%1

live where X Money doesn't work. Owed does.

How it works

Two sides. Three steps each.

For fans

You launch the coin

  1. Launch a coin on pump.fun

    Make it like any other coin. Name it after the creator you want to back.

  2. Send the fees to Owed

    In fee sharing, add the Owed wallet and type the creator's X handle. That's the whole setup.

  3. Trade it, share it, tag them

    Every buy and sell adds to the creator's balance. Tag them so they know money is waiting.

For creators

You collect the money

  1. Search your handle

    See every coin fans made for you and how much is waiting.

  2. Log in with X

    This proves the account is yours. Owed never posts for you.

  3. Add a wallet and claim

    Paste a wallet address. Your balance arrives in EURC, a euro stablecoin. Spend it or cash it out.

The money trail

Where every fee goes

  1. 01Someone trades the coin
  2. 02pump.fun sends the creator fee to Owed
  3. 03Owed converts it to euros and books it to the X handle
  4. 04The creator logs in and claims
  5. 05EURC lands in their wallet

Fees are converted as they arrive, so a balance doesn't swing with the coin's price. Every balance and every payout is public on-chain.

Compare

Same idea. Open to everyone.

Feature
Via X Money
Via Owed
Who gets paid
X Money users in the US
Anyone with an X account²
Where
41 US states and DC
Worldwide²
Paid in
US dollars
Euros (EURC)
You need
X Money access
An X account and a Solana wallet

X Money availability as of June 2026. Sources at the bottom of the page.

House rules

Fair to the person on the coin.

Opt out

Say no in one click

Don't want the money? Pick a charity. Your balance goes there, and so do future fees.

90 days

Nothing waits forever

If a balance isn't claimed in 90 days, it buys back and burns the coin it came from.

On-chain

Everything is public

Every balance and every claim is on-chain. Anyone can check them.

FAQ

Questions people ask

Do I need to understand crypto?

Only enough to have a wallet. Setting one up takes a few minutes and we walk you through it. After that: log in, paste your address, claim.

Why euros?

EURC is a euro stablecoin issued under the EU's MiCA rules. One EURC is designed to be worth one euro. Fees are converted when they arrive, so your balance stays put.

Do I pay tax on this?

Possibly. In many countries payouts count as income. Check your local rules.

Someone made a coin about me. Can I stop it?

Nobody can delete a coin, but you can refuse the money. Opt out and your balance goes to a charity you choose.

Is Owed part of X or X Money?

No. Owed is independent. We use Log in with X only to confirm who owns a handle.

Which blockchain?

Solana. Coins launch on pump.fun and payouts are EURC on Solana.

Live · paid in EURC

Someone might already owe you.

Search your handle. If fans launched coins for you, log in with X and claim it in euros.